Day: September 20, 2016

I suppose it’s fitting to begin a piece about personal finance by talking about my own situation: I owe the IRS and the Comptroller of Maryland a substantial part of my tenuous savings. This is the first year I’ve owed more than I’ve expected.

When I first learned how much money I owed, I had a panic attack and vowed to never leave my apartment again. I eventually emerged, sodden and pathetic, from my blanket cocoon. I discovered no one was judging me for my unfortunate situation. One friend admitted that she, too, owed an inordinate, unforeseen amount to the IRS and turned to her parents for help.

This summer, I turned 26, which means—in the good ol’ US-of-A—I’m off my parents’ health insurance. Luckily, I qualify for free coverage. It’s a huge relief. I’m proud of myself for overcoming my anxiety about signing up in the first place. This is…